3628 SUMMERWIND CIRCLE, BRADENTON, FL, 34209
Active0 days on marketListed Jul 24, 2026MLS #A4700960
About this home
3628 SUMMERWIND CIRCLE
Welcome to this beautifully updated two-story home in the highly sought-after Palma Sola Trace community, offering 5 bedrooms, 2.5 bathrooms, and over 3,000 square feet of thoughtfully designed living space. Whether you're entertaining guests or need room for a growing family, this spacious floor plan provides the perfect balance of comfort and functionality. The heart of the home is the stunning kitchen, featuring remodeled Quartz countertops, a dramatic waterfall island, stainless steel appliances, a double oven, abundant cabinetry, and a bright breakfast area. The kitchen flows seamlessly into the expansive living room, creating an open-concept space ideal for gathering with family and friends. Tile flooring throughout the main living areas adds style and easy maintenance. The first-floor primary suite offers a private retreat with two walk-in closets and a spacious en-suite bathroom complete with dual vanities, a soaking tub, and a separate walk-in shower. Upstairs, you'll find three additional bedrooms, a full bathroom, and plenty of flexible space for family or guests all with updated luxury vinyl plank. A dedicated office on the first floor can easily serve as a fifth bedroom, playroom, or hobby space to fit your lifestyle. Large sliding glass doors open to the covered lanai, providing the perfect place to enjoy your morning coffee or relax after a day at the beach while extending your living space outdoors. New ROOF 2024. Palma Sola Trace offers outstanding community amenities including a heated resort-style pool, clubhouse, fitness center, and playground. Perfectly located just minutes from the white sand beaches of Anna Maria Island and Bradenton Beach, this home is also convenient to IMG Academy, Robinson Preserve, shopping, dining, and medical facilities. Combining generous living space, thoughtful updates, and an unbeatable location, this is a home you'll want to experience for yourself.
Facts & features
The home at a glance
5
Bedrooms
2.5
Bathrooms
3,057
Sqft
0.15 ac
Lot size
2
Garage
2007
Year built
Two
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,038 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,038/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palma Sola Trace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Palma Sola Trace — neighborhood snapshot
Population
914
Median age
65
Median income
$101,520
Median home value
$418,400
Avg household
2
Households w/ children
12%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 141% above the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3628 SUMMERWIND CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3628 SUMMERWIND CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3628 SUMMERWIND CIRCLE FAQs
What would the monthly payment be for 3628 SUMMERWIND CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,038/mo — principal and interest, the actual property-tax bill, the $302/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3628 SUMMERWIND CIRCLE?+
The association fee works out to $302 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3628 SUMMERWIND CIRCLE?+
The most recent tax bill on record (2025) was $11,635. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3628 SUMMERWIND CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $625,000, this home is listed about 58% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 3628 SUMMERWIND CIRCLE?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of RE/MAX ALLIANCE GROUP · Joe Ebert. MLS #A4700960.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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