Cindy Fernandez
$229,0001 bd1 ba446 sqft$513 /sqft$3,156 /mo all-in ↓

902 GIBBS ROAD UNIT 283, VENICE, FL, 34285

Active1 days on marketListed Jul 24, 2026MLS #A4700985

CondominiumBAHIA VISTA GULF

About this home

902 GIBBS ROAD UNIT 283

One bedroom, one bath, taken to the studs and rebuilt, a short walk from the South Jetty at Bahia Vista Gulf. Open kitchen plan, quartz counters, luxury vinyl throughout, stainless appliances, and finishes that are perfect for this beachside gem. New sliders installed in 2023. A/C and water heater 2019. Nothing here is waiting on you. Step outside to deeded beach access and a heated community pool set above the Gulf. Water views run out over the deep water canal with direct Gulf access. Downtown Venice is minutes away for shopping and dining, and the community social calendar runs year round. This unit has an established rental history on a monthly minimum, which means qualified seasonal tenants and less turnover than a nightly rental. Buy it as income. Buy it as your February. It does both.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

446

Sqft

5.7 ac

Lot size

1970

Year built

One

Levels

$513

Per sqft

Water viewNegotiable

Inside

FlooringCeramic Tile
AppliancesDishwasher · Range · Refrigerator
InteriorThermostat · Window Treatments
LaundryNone
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofBuilt-Up
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouth
ExteriorBalcony · Lighting · Sidewalk · Sliding Doors · Storage

Community & fees

HOA fee$1,333/mo
Taxes (2025)$2,565/yr
PetsNo
CommunityBoat Slip · Canal Front · Dock · Gulf/Ocean Front · Water Access · Waterfront · Clubhouse · Community Mailbox · Deed Restrictions · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,156 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,348
FHA mortgage insurance (est.)$101
Property tax — 2025 actual bill$214
Condo fee — from the listing$1,333
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,015Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,015
Interest rate6.00%
Loan term

Estimated payment

$3,156/mo

Principal & interest$1,348
FHA mortgage insurance (est.)$101
Property taxes (actual bill)$214
HOA / condo fee$1,333
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Venice

Map of 902 GIBBS ROAD UNIT 283

Drive times from this address

Downtown Tampa75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Venice. See the full Venice guide →

VENICE 34285 — neighborhood snapshot

Population

18,821

Median age

69.6

Median income

$67,712

Median home value

$295,400

Avg household

1.74

Households w/ children

679

For the school run

Sarasota County School District

HighVenice Senior High School★★★★
ElementaryVenice Elementary School★★★★★
MiddleVenice Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Venice market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$390K$389K

Venice median sold, yr/yr

95.5%

Sale-to-list ratio (12 mo)

Median sold price, Venice, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% above the VENICE 34285 median. See the full Venice market guide →

Paper trail

This home's history

Jul 24, 2026Listed at $229,000 · 1 days on market since
1970Built · BAHIA VISTA GULF

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 902 GIBBS ROAD UNIT 283 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 902 GIBBS ROAD UNIT 283 — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

902 GIBBS ROAD UNIT 283 FAQs

What would the monthly payment be for 902 GIBBS ROAD UNIT 283?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,156/mo — principal and interest, the actual property-tax bill, the $1,333/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 902 GIBBS ROAD UNIT 283?+

The association fee works out to $1,333 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 902 GIBBS ROAD UNIT 283?+

The most recent tax bill on record (2025) was $2,565. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 902 GIBBS ROAD UNIT 283?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Venice?+

At $229,000, this home is listed about 43% below the Venice median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 902 GIBBS ROAD UNIT 283?+

Venice Senior High School (high), Venice Elementary School (elementary), Venice Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Water views

The water view is part of what you're buying — views hold value independently of the structure.

02Know the monthly fee

The association fee is $1,333/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Fresh on the market

Only 1 day on market in a Venice market that averages 47 — if it fits, move quickly.

04Strong assigned schools

Venice Senior High School, Venice Elementary School, Venice Middle School — Venice Senior High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REAL BROKER, LLC · Dan Mackinnon. MLS #A4700985.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Venice homes, in your inbox

Like 902 GIBBS ROAD UNIT 283 but not quite? A daily digest of every new listing in Venice — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Cindy to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 25, 2026 at 4:12 PM UTC. The listing information on this page last changed on July 25, 2026 at 4:12 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 25, 2026 at 4:12 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 25, 2026 at 4:12 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.