Cindy Fernandez
$655,0003 bd3 ba2,210 sqft$296 /sqft$4,440 /mo all-in ↓

5144 SPOTTED SEAL LANE, BRADENTON, FL, 34211

Active1 days on marketListed Aug 14, 2026MLS #A4702867

New constructionSingle Family ResidenceLORRAINE LAKES

Come see it

Upcoming open houses

Sun, Aug 16

1:00 PM – 3:00 PM

Sun, Aug 23

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Sun, Aug 30

1:00 PM – 3:00 PM

Sun, Sep 6

1:00 PM – 3:00 PM

About this home

5144 SPOTTED SEAL LANE

BETTER THAN NEW • WATER VIEWS • 3 BEDROOMS + DEN • 3 FULL BATHS STOP SCROLLING—this is the Lorraine Lakes home buyers wait for. Why settle for builder-basic—or wait months for new construction—when you can own a 2025-built, beautifully upgraded Marsala home with a WATER VIEW, 3 bedrooms + private den, 3 FULL bathrooms and an exceptional setting in Lakewood Ranch? Welcome to 5144 Spotted Seal Lane, where nearly new construction meets the upgrades, location and resort lifestyle buyers actually want. The moment you walk inside, you’ll see why this home stands apart. The open, light-filled interior has already been elevated with custom moldings, designer paint, upgraded Lutron Smart lighting with dimmers, upgraded light fixtures, ceiling fans throughout and remote-control window treatments. The work has been done. The money has been spent. All that’s left to do is move in and enjoy it. At the center of the home, the spacious kitchen flows effortlessly into the dining and great room, creating the open layout today’s buyers want. Under-cabinet LED lighting, abundant cabinetry, generous counter space and a large walk-in pantry make it equally impressive for entertaining or everyday living. The primary suite feels like a private retreat, featuring two customized walk-in closets and a spa-inspired en-suite bath. **Please note** Custom closets are negotiable. Custom Closets may be replaced with standard wire rack closet as originally built with. Two additional bedrooms are complemented by two additional FULL bathrooms, while the separate den gives you the flexibility for a private home office, media room, fitness space or additional guest accommodations. But what truly separates this home from the competition is the setting. Step through the sliders onto your large covered lanai and look out over the water. Imagine starting your mornings here with coffee, entertaining friends outdoors or ending the day with a glass of wine overlooking the peaceful Florida landscape. Enjoy the best sunsets with a western facing Lanai. And instead of feeling surrounded by homes, you’ll enjoy more than two acres of open green space directly across the street—an increasingly hard-to-find combination of WATER BEHIND YOU AND OPEN SPACE, WITH A SECOND WATER VIEW, IN FRONT OF YOU. Then there’s Lorraine Lakes. This isn’t simply a neighborhood. It’s a resort lifestyle with a professional Lifestyle Coordinator scheduling weekly clubhouse events. Enjoy spectacular pools, clubhouse indoor and outdoor restaurant with pool bar, fitness center, café and bar, spa and sauna, pickleball and tennis, indoor and outdoor basketball, playgrounds, splash pad, parks, walking areas and more—all within your own gated community. Compare this home before you buy new construction. With 2025 construction, approximately 2,200 square feet, 3 bedrooms + den, 3 full baths, extensive upgrades, water views, a large covered lanai and premium open-space setting, you’re getting features and improvements that can quickly add substantial cost—and time—to a builder’s base price. Why spend months waiting to build, then spend even more upgrading it, when this one is already done? Homes can be duplicated. This setting can’t. If you’ve been waiting for the right opportunity in Lorraine Lakes, 5144 Spotted Seal Lane deserves to be at the top of your list. Schedule your private showing before someone else discovers what makes this home different.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,210

Sqft

0.16 ac

Lot size

2

Garage

2025

Year built

One

Levels

$296

Per sqft

Water view

Inside

FlooringTile
AppliancesDisposal · Dryer · Freezer · Gas Water Heater · Ice Maker · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Dry Bar · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air · Humidity Control
HeatingCentral · Natural Gas

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationBlock
ViewWater
FacesEast
ExteriorSidewalk · Sliding Doors · Sprinkler Metered

Community & fees

Taxes (2026)$6,000/yr
PetsDogs OK
CommunityFishing

Utilities & systems

UtilitiesCable Available · Cable Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,440 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,534
PMI (est., until 20% equity)$246
Property tax — 2026 actual bill$500
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,500
Interest rate6.00%
Loan term

Estimated payment

$4,440/mo

Principal & interest$3,534
PMI (est., until 20% equity)$246
Property taxes (actual bill)$500
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $655K
$629KedgeAI estimate $775,383 · range $673K$835K$868K

vs edgeAI estimate

−15.5%

$/sqft vs Bradenton actives

$296 vs $245

Days on market

1 vs 55 typical

Where $296/sqft sits among the 400 Bradenton actives

111
105
81 · this home
49
24
30
$124–189$189–253$253–317$317–382$382–446$446+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 5144 SPOTTED SEAL LANE

Drive times from this address

Downtown Tampa59 min
Tampa Int’l Airport (TPA)70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34211 — neighborhood snapshot

Population

20,786

Median age

48.5

Median income

$118,565

Median home value

$601,300

Avg household

2.65

Households w/ children

1,934

For the school run

Manatee County School District

MiddleDr Mona Jain Middle School★★★★
ElementaryB.D. Gullett Elementary School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

231 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 59% above the BRADENTON 34211 median. See the full Bradenton market guide →

Paper trail

This home's history

Aug 14, 2026Listed at $655,000 · 1 days on market since
2025Built · LORRAINE LAKES

Reality check

What actually sold near 5144 SPOTTED SEAL LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15124 SERENE SHORES LOOPSold · Mar ’26

$593,000

15124 SERENE SHORES LOOP · same community

3 bd · 3 ba · 2,201 sqft · $269/sqft · 42 DOM

5305 SEAL ISLE COURTSold · Aug ’25

$635,000

5305 SEAL ISLE COURT · same community

3 bd · 3 ba · 2,201 sqft · $289/sqft · 11 DOM

4889 SEAFOAM TRAILSold · Apr ’26

$575,000

4889 SEAFOAM TRAIL · same community

4 bd · 2 ba · 2,239 sqft · $257/sqft · 131 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5144 SPOTTED SEAL LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5144 SPOTTED SEAL LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5144 SPOTTED SEAL LANE FAQs

What would the monthly payment be for 5144 SPOTTED SEAL LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,440/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5144 SPOTTED SEAL LANE?+

The most recent tax bill on record (2026) was $6,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5144 SPOTTED SEAL LANE?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $655,000, this home is listed about 68% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5144 SPOTTED SEAL LANE?+

Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$655,000 runs 59% above the BRADENTON 34211 median — but at 2,210 sqft it's also 42% larger than the typical Bradenton listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 1 day on market in a Bradenton market that averages 55 — if it fits, move quickly.

04Strong assigned schools

Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of THE AGENCY SARASOTA · Sophia Kramedas-Ghanayem. MLS #A4702867.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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