21922 HAINES AVENUE, PORT CHARLOTTE, FL, 33952
Active4 days on marketListed Aug 14, 2026MLS #A4702880
About this home
21922 HAINES AVENUE
Welcome home to 21922 Haines Ave in Port Charlotte, Florida, where everyday living feels a little more like vacation! This inviting 3-bedroom, 2-bath home offers an affordable opportunity to own a piece of Southwest Florida, with the freedom of NO FLOOD INSURANCE, NO HOA, plus the convenience of public water and public sewer. Whether you're purchasing your first home, looking to simplify, or searching for a Florida getaway, this property offers comfortable living with plenty of space to enjoy both indoors and out. Major updates are already in place, including a new roof in 2023, new air conditioning in 2026, and newer flooring throughout 2026. Updated 2026 4-point and wind mitigation reports are also available, adding even more peace of mind. One of the home's standout features is the upgraded screened garage door, which creates a flexible extension of the living space. Open the garage and enjoy a breezy, screened-in area that feels almost like an additional lanai or bonus room—perfect for relaxing, entertaining, hobbies, or simply enjoying Florida's beautiful weather while staying shaded and protected. Need storage or workspace? This property delivers. A large, oversized storage shed provides plenty of room for tools, recreational gear, bikes, lawn equipment and more, while the huge workshop located behind the home offers even more possibilities for projects, hobbies, crafts, equipment storage or additional workspace. Step inside, settle in and start enjoying the relaxed Southwest Florida lifestyle with morning coffee at home, an afternoon on the water and live music by sunset. Spend your days boating, fishing, kayaking or exploring Charlotte Harbor and the Peace River, teeing off at nearby golf courses, playing tennis or pickleball, or heading toward Englewood and Manasota Key Gulf beaches for a day in the sand and sun. Port Charlotte Beach Park offers waterfront recreation close to home, while nearby Punta Gorda brings waterfront dining, tiki bars, shopping, entertainment, historic charm and year-round events. Shopping, dining, medical facilities, parks and everyday conveniences are all within easy reach, with Punta Gorda Airport nearby and Sarasota and Fort Myers airports providing additional travel options. If you've been searching for an affordable home in Southwest Florida with major improvements already completed, extra storage, workshop space and no monthly HOA fees, this may be the opportunity you've been waiting for. Whether your perfect Florida day means fishing, boating, beaches, baseball, golf, live music, working on your latest project or simply relaxing in the sunshine, 21922 Haines Ave puts you right in the middle of the Florida lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,017
Sqft
0.17 ac
Lot size
1
Garage
1961
Year built
One
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,695 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,695/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.2%
$/sqft vs PORT CHARLOTTE SEC 033
$221 vs $190
Days on market
4 vs 59 typical
Where $221/sqft sits among the 22 homes for sale in PORT CHARLOTTE SEC 033
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Parkside
Get to know Port Charlotte. See the full Port Charlotte guide →
Parkside — neighborhood snapshot
Population
8,000
Median age
56
Median income
$37,366
Median home value
$144,150
Avg household
2
Households w/ children
583
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
11 of 22
PORT CHARLOTTE SEC 033 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 21922 HAINES AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$265,000
358 YEAGER STREET · same community
2 bd · 1.5 ba · 992 sqft · $267/sqft · 86 DOM
Sold · Mar ’26$173,000
375 YEAGER STREET · same community
2 bd · 2 ba · 988 sqft · $175/sqft · 4 DOM
Sold · Jul ’26$190,000
22341 MIDWAY BOULEVARD · same community
3 bd · 1 ba · 1,064 sqft · $179/sqft · 358 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 21922 HAINES AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21922 HAINES AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
21922 HAINES AVENUE FAQs
What would the monthly payment be for 21922 HAINES AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,695/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 21922 HAINES AVENUE?+
The most recent tax bill on record (2025) was $1,330. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $225,000, this home is listed about 32% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 21922 HAINES AVENUE?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KLEVR360 REALTY · Krystal Keck. MLS #A4702880.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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