Cindy Fernandez
$449,0002 bd2 ba1,200 sqft$374 /sqft$3,551 /mo all-in ↓

1051 OCEAN SHORE BOULEVARD UNIT 1404, ORMOND BEACH, FL, 32176

Active1 days on marketListed Jul 30, 2026MLS #FC320322

CondominiumVAN LEE CONDO

Come see it

Upcoming open house

Sat, Aug 1

10:00 AM – 12:00 PM

About this home

1051 OCEAN SHORE BOULEVARD UNIT 1404

Enjoy panoramic ocean views from this penthouse 2-bedroom, 2-bath condominium in a direct oceanfront building in Ormond By The Sea. From the moment you walk through the front door, you're greeted by views of the Atlantic, with the living room and primary bedroom both overlooking the ocean. The penthouse location offers an elevated perspective with long-range views up and down the coastline. The open living and dining area is designed to take advantage of the scenery, with sliding glass doors from both the living room and primary bedroom leading to the east-facing balcony overlooking the beach. One of the most unique features of this building is that every unit also includes a private west-facing balcony overlooking the Halifax River--the only oceanfront building in the area with balconies on both sides. Enjoy ocean sunrises in the morning and river sunsets in the evening. The unit features ceramic tile flooring throughout and exceptional storage, including walk-in closets in both bedrooms, a triple closet in the living room, and a hallway linen closet. Across the hall is a private laundry and storage room. This stack of units is the only one in the building with the additional storage area in the laundry room, providing valuable extra space for beach gear, bicycles, or seasonal items. Residents enjoy a wide range of amenities, including an oceanfront pool with a spacious sun deck, grassy areas, and a glass windbreak along the edge of the pool deck. The building also offers a fitness room, library, card room, clubroom with kitchen, two elevators, an air-conditioned lobby, and a live-in superintendent. Security features include locked front and rear building entrances, a secured beach access gate, and an assigned parking space in the underground garage, along with additional open parking. Electric grills are permitted on the west-facing balcony, and one pet up to 20 pounds is welcome. Whether you're looking for a full-time residence, a vacation home, or an investment property, this condo offers excellent flexibility. Short-term rentals are permitted, and the unit has an established rental history available. Ormond By The Sea is known for its quieter, less crowded beaches while still being close to restaurants, shopping, golf, and entertainment. Outdoor enthusiasts will appreciate nearby Tomoka State Park, North Peninsula State Park, and the Ormond Scenic Loop & Trail, offering opportunities for boating, kayaking, fishing, hiking, and wildlife viewing. With easy access to Daytona Beach, Flagler Beach, and St. Augustine, this location is ideal for enjoying everything Florida's northeast coast has to offer. If you've been looking for a direct oceanfront condo with exceptional views, abundant storage, strong amenities, and rental flexibility, this penthouse residence deserves a closer look.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,200

Sqft

2.05 ac

Lot size

1

Garage

1982

Year built

One

Levels

$374

Per sqft

Water viewPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Other · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBuilt-Up
ConstructionBlock · Stucco
FoundationBlock
ViewWater
FacesEast
ParkingGarage Door Opener · Guest · Under Building · Underground
ExteriorBalcony · Hurricane Shutters · Sauna · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$6,590/yr
PetsCats OK, Dogs OK, Number Limit, Yes
CommunityGulf/Ocean Front · Fitness Center · Pool

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Phone Available · Public · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,551 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$549
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,715Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,715
Interest rate6.00%
Loan term

Estimated payment

$3,551/mo

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$549
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $449K
$343KedgeAI estimate $416,353 · range $357K$554K$577K

vs edgeAI estimate

+7.8%

Days on market

1 vs 41 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ormond Beach

Map of 1051 OCEAN SHORE BOULEVARD UNIT 1404

Drive times from this address

Downtown Orlando73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ormond Beach. See the full Ormond Beach guide →

ORMOND BEACH 32176 — neighborhood snapshot

Population

14,344

Median age

60.1

Median income

$72,248

Median home value

$368,400

Avg household

2.01

Households w/ children

946

For the school run

Volusia County School District

MiddleOrmond Beach Middle School★★★★★
HighSeabreeze High School★★★★
ElementaryBeachside Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% above the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →

Paper trail

This home's history

Jul 30, 2026Listed at $449,000 · 1 days on market since
1982Built · VAN LEE CONDO

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1051 OCEAN SHORE BOULEVARD UNIT 1404 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1051 OCEAN SHORE BOULEVARD UNIT 1404 — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1051 OCEAN SHORE BOULEVARD UNIT 1404 FAQs

What would the monthly payment be for 1051 OCEAN SHORE BOULEVARD UNIT 1404?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,551/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1051 OCEAN SHORE BOULEVARD UNIT 1404?+

The most recent tax bill on record (2025) was $6,590. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1051 OCEAN SHORE BOULEVARD UNIT 1404?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ormond Beach?+

At $449,000, this home is listed about 6% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 1051 OCEAN SHORE BOULEVARD UNIT 1404?+

Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$449,000 runs 25% above the ORMOND BEACH 32176 median.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 1 day on market in a Ormond Beach market that averages 41 — if it fits, move quickly.

04Strong assigned schools

Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Dawn Larsen. MLS #FC320322.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Ormond Beach homes, in your inbox

Like 1051 OCEAN SHORE BOULEVARD UNIT 1404 but not quite? A daily digest of every new listing in Ormond Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Cindy to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 31, 2026 at 4:53 AM UTC. The listing information on this page last changed on July 31, 2026 at 4:53 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 31, 2026 at 4:53 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 31, 2026 at 4:53 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.