3204 ARMSTRONG AVENUE, CLERMONT, FL, 34714
Active1 days on marketListed Aug 7, 2026MLS #O6431863
About this home
3204 ARMSTRONG AVENUE
Welcome to the Independence floor plan, where space, flexibility, and thoughtful upgrades come together in a home designed for today’s lifestyle. Offering approximately 3,385 sq. ft., this impressive residence features 5 bedrooms, 3.5 bathrooms, and a bright open-concept layout connecting the family room, kitchen, and dining area, perfect for everyday living and entertaining. One of the home’s most desirable features is the private NextGen® suite, offering its own separate entrance, full kitchen, living area, washer and dryer, full bathroom, and spacious bedroom. This unique setup is ideal for multigenerational living, extended family, guests, or anyone looking for added privacy and flexibility under one roof. The home has also been thoughtfully updated, including beautiful LVP flooring installed just 6 months ago, a fully fenced backyard, ceiling fans throughout, a screened front porch and screened lanai, a remodeled downstairs bathroom, updated kitchen lighting, new faucet and cabinet hardware, and new rain gutters. With generous living spaces, modern updates, and the rare convenience of a fully equipped private suite, this home offers exceptional versatility and comfort. Whether you need room for family, guests, a private workspace, or simply more space to enjoy, this property is ready to welcome you home.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,385
Sqft
0.17 ac
Lot size
3
Garage
2024
Year built
Two
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,546 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,546/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.1%
$/sqft vs Clermont actives
$199 vs $225
Days on market
1 vs 43 typical
Where $199/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clermont
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
CLERMONT 34714 — neighborhood snapshot
Population
26,826
Median age
34.2
Median income
$74,470
Median home value
$343,600
Avg household
2.82
Households w/ children
3,295
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $445K
Clermont median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
209 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 88% above the CLERMONT 34714 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 3204 ARMSTRONG AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$470,000
6451 BLISSFUL STREET · same community
4 bd · 3 ba · 2,023 sqft · $232/sqft · 204 DOM
Sold · Nov ’25$535,000
14533 CRESTAVISTA AVE
4 bd · 2.5 ba · 2,536 sqft · $211/sqft · 23 DOM
Sold · Jun ’26$457,500
2877 FITNESS STREET
5 bd · 3 ba · 2,455 sqft · $186/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3204 ARMSTRONG AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3204 ARMSTRONG AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3204 ARMSTRONG AVENUE FAQs
What would the monthly payment be for 3204 ARMSTRONG AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,546/mo — principal and interest, the actual property-tax bill, the $172/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3204 ARMSTRONG AVENUE?+
The association fee works out to $172 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3204 ARMSTRONG AVENUE?+
The most recent tax bill on record (2025) was $3,826. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3204 ARMSTRONG AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $675,000, this home is listed about 44% above the Clermont median of $469,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3204 ARMSTRONG AVENUE?+
Windy Hill Middle School (middle), Lost Lake Elementary School (elementary), East Ridge High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$675,000 runs 88% above the CLERMONT 34714 median — but at 3,385 sqft it's also 63% larger than the typical Clermont listing.
02Fresh on the market
Only 1 day on market in a Clermont market that averages 43 — if it fits, move quickly.
03Strong assigned schools
Windy Hill Middle School, Lost Lake Elementary School, East Ridge High School — Lost Lake Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KARDOSH REALTY · Mileine Davis. MLS #O6431863.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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