8532 KUMQUAT AVENUE, SEMINOLE, FL, 33777
Active4 days on marketListed Aug 14, 2026MLS #O6433555
About this home
8532 KUMQUAT AVENUE
Welcome to this beautifully updated 4-bedroom, 3-bath pool home featuring a rare split floor plan with two spacious primary suites—ideal for growing families, multigenerational living, extended family, guests, or added privacy. Thoughtfully renovated throughout, this move-in-ready home offers modern finishes, generous living spaces, and an open-concept design perfect for both everyday living and entertaining. The bright, open floor plan seamlessly connects the kitchen, dining, and living areas, creating an inviting space filled with natural light. The well-appointed kitchen overlooks the main living area, making it easy to gather with family and friends. Step outside to your private backyard retreat featuring a sparkling pool and plenty of space for relaxing, entertaining, or enjoying Florida’s beautiful weather year-round. Conveniently located with easy access to Tampa, St. Petersburg, Gulf beaches, shopping, dining, entertainment, major highways, and the James A. Haley Veterans’ Hospital, this home offers the perfect combination of comfort, flexibility, and location. With two private primary suites, an open floor plan, stylish updates, and an exceptional location, this home is truly a rare find. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,092
Sqft
0.2 ac
Lot size
1
Garage
1958
Year built
One
Levels
$282
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,697 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,697/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−23.4%
$/sqft vs Seminole actives
$282 vs $248
Days on market
4 vs 47 typical
Where $282/sqft sits among the 285 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cross Bayou Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Cross Bayou Estates — neighborhood snapshot
Population
1,850
Median age
40
Median income
$154,662
Median home value
$258,712
Avg household
3
Households w/ children
189
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
163 of 285
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 103% above the SEMINOLE 33777 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 8532 KUMQUAT AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$415,000
8656 MAGNOLIA DRIVE · same community
4 bd · 3 ba · 1,627 sqft · $255/sqft · 21 DOM
Sold · Dec ’25$399,990
8486 PELICAN LANE · same community
3 bd · 2 ba · 1,467 sqft · $273/sqft · 52 DOM
Sold · Mar ’26$369,900
8597 QUAIL ROAD · same community
3 bd · 2 ba · 1,230 sqft · $301/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8532 KUMQUAT AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8532 KUMQUAT AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8532 KUMQUAT AVENUE FAQs
What would the monthly payment be for 8532 KUMQUAT AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,697/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8532 KUMQUAT AVENUE?+
The most recent tax bill on record (2024) was $1,650. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Seminole?+
At $589,000, this home is listed about 57% above the Seminole median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8532 KUMQUAT AVENUE?+
Bardmoor Elementary School (elementary), Osceola Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$589,000 runs 103% above the SEMINOLE 33777 median — but at 2,092 sqft it's also 54% larger than the typical Seminole listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 4 days on market in a Seminole market that averages 47 — if it fits, move quickly.
04Strong assigned schools
Bardmoor Elementary School, Osceola Middle School, Dixie M. Hollins High School — Bardmoor Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of AXEN REALTY, LLC · Damaris Foon. MLS #O6433555.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Seminole homes, in your inbox
Like 8532 KUMQUAT AVENUE but not quite? A daily digest of every new listing in Seminole — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Cindy to ping you on any price or status change →