851 AVENUE R NE, WINTER HAVEN, FL, 33881
Active16 days on marketListed Jul 28, 2026MLS #P4939439
About this home
851 AVENUE R NE
BEAUTIFUL 3BR/2BA NEW CONSTRUCTION BLOCK HOME LOCATED IN THE HEART OF WINTER HAVEN WITH VIEW OF LAKE IDYL. CONVENIENTLY LOCATED TO EVERYTHING IN CENTRAL FLORIDA (POLK PARKWAY, I-4, TAMPA AND ORLANDO). THIS HOME BOASTS GORGEOUS STAINLESS STEEL APPLIANCES, QUARTZ COUNTERTOPS IN THE KITCHEN AND BATHROOMS, LARGE INDOOR LAUNDRY ROOM, LUXURY VINYL FLOORING THROUGHOUT, DOUBLE SINK IN THE PRIMARY BATHROOM, OPEN FLOORPLAN, 30 YEAR ARCHITECTURAL SHINGLES, BLINDS THROUGHOUT. YOU DON'T WANT TO MISS OUT ON OWNING THIS BEAUTIFUL HOME
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,384
Sqft
0.2 ac
Lot size
1
Garage
2026
Year built
One
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,834 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,834/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.5%
$/sqft vs Winter Haven actives
$187 vs $170
Days on market
16 vs 49 typical
Where $187/sqft sits among the 400 Winter Haven actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Florence Villa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
Florence Villa — neighborhood snapshot
Population
5,369
Median age
39
Median income
$30,573
Median home value
$63,082
Avg household
3
Households w/ children
620
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$283K → $280K
Winter Haven median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
210 of 400
Winter Haven actives have cut their price
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the WINTER HAVEN 33881 median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near 851 AVENUE R NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$257,777
853 AVENUE R NE · same community
3 bd · 2 ba · 1,384 sqft · $186/sqft · 25 DOM
Sold · Feb ’26$280,000
1204 LAKE ELBERT, Winter Haven FL 33880
3 bd · 2 ba · 1,380 sqft · $203/sqft · 273 DOM
Sold · Feb ’26$280,000
1204 LAKE ELBERT DRIVE SE
3 bd · 2 ba · 1,380 sqft · $203/sqft · 629 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 851 AVENUE R NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 851 AVENUE R NE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
851 AVENUE R NE FAQs
What would the monthly payment be for 851 AVENUE R NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,834/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 851 AVENUE R NE?+
The most recent tax bill on record (2026) was $383. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Winter Haven?+
At $259,400, this home is listed about 9% below the Winter Haven median of $284,900. The market section on this page shows how the area is trending.
Which schools are assigned to 851 AVENUE R NE?+
Fred G. Garner Academy (elementary), Winter Haven Senior High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of J&S PROPERTY REALTY GROUP LLC · Stephenie Long. MLS #P4939439.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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