Cindy Fernandez
$169,900$209,0002 bd2 ba1,200 sqft$142 /sqft$1,344 /mo all-in ↓

1012 PEARCE DRIVE UNIT 307, CLEARWATER, FL, 33764

Active165 days on marketListed Feb 18, 2026MLS #TB8477789

Priced 23% below the CLEARWATER 33764 medianReduced $39KCondominiumSEVILLE CONDO 4

About this home

1012 PEARCE DRIVE UNIT 307

Price adjustment for QUICK SALE. Property is now vacant for easy showings. Come today before is too late. Best price in town for this Remodeled Condo in a Beautiful 55+ community, located short distance to Clearwater Mall. NO FLOODING, NO DAMAGE, NO PROBLEMS. All building milestone inspections have concluded, without issues, Low HOA fees that cover most of everything besides electricity. This is a quiet community with friendly neighbors, beautiful trees, clubhouse, heated pool to accompany many throughout the year, workout room, pool tables etc. Now is your chance to come see this Corner Top Floor condo and make it your home. Property features 2 bedrooms and 2 full bathrooms that has been remodeled to perfection. As you enter through the front door, you will be amazed by all the natural light coming in through the large sliding glass doors. Open concept dinning/living areas with room to accommodate large family gatherings. The kitchen features all newer Stainless Steel Appliances, wood construction cabinetry, granite countertops, eating area and Included washer and dryer for your laundry needs. Living room/dinning room combo is very accommodating, with access to 2 Private Balconies. On the opposite side, there are two bedrooms with a split design for extra privacy. Master bedroom features multiple large closets, ensuite remodeled bathroom , new lighting, mirror and all plumbing fixtures. Guest bedroom is large as well with a walk in closet. Guest bathroom comes with new vanity, toilet, tub and tile including all plumbing fixtures. Unit also has newer windows, electrical panel and AC unit for that worry free feeling for many years to come. Assigned carport and plenty of guest parking is available. Don't wait, this is a must-see condo. All the hard work has been done, just come in and enjoy

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,200

Sqft

1.82 ac

Lot size

1971

Year built

One

Levels

$142

Per sqft

Negotiable55+ community

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Range · Range Hood · Refrigerator · Washer
InteriorEating Space In Kitchen · Elevator · Living Room/Dining Room Combo · Open Floorplan · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryIn Kitchen
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofBuilt-Up · Tile
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorBalcony · Courtyard · Garden · Irrigation System · Lighting · Sidewalk

Community & fees

Taxes (2025)$1,305/yr
PetsCats OK, Dogs OK, Number Limit, Size Limit
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Fitness Center · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Available · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,344 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,000
FHA mortgage insurance (est.)$75
Property tax — 2025 actual bill$109
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,947Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,947
Interest rate6.00%
Loan term

Estimated payment

$1,344/mo

Principal & interest$1,000
FHA mortgage insurance (est.)$75
Property taxes (actual bill)$109
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $170K
$144KedgeAI estimate $184,373 · range $150K$223K$232K

vs edgeAI estimate

−7.8%

$/sqft vs Clearwater actives

$142 vs $218

Days on market

165 vs 47 typical

Where $142/sqft sits among the 399 Clearwater actives

157 · this home
117
67
21
9
28
$114–192$192–271$271–350$350–429$429–508$508+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 1012 PEARCE DRIVE UNIT 307

Drive times from this address

Tampa Int’l Airport (TPA)25 min
Downtown Tampa28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

For the school run

Pinellas County School District

MiddleOak Grove Middle School★★★★★
ElementaryPlumb Elementary School★★★★
HighClearwater High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$332K$335K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

221 of 399

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% below the CLEARWATER 33764 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $169,900 $39K
Feb 18, 2026Listed at $209,000 · 165 days on market since
1971Built · SEVILLE CONDO 4

Reality check

What actually sold near 1012 PEARCE DRIVE UNIT 307

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1012 PEARCE DRIVE UNIT 110Sold · May ’26

$172,000

1012 PEARCE DRIVE UNIT 110 · same community

2 bd · 2 ba · 1,150 sqft · $150/sqft · 116 DOM

1012 PEARCE DRIVE UNIT 105Sold · Aug ’25

$105,000

1012 PEARCE DRIVE UNIT 105 · same community

1 bd · 1 ba · 685 sqft · $153/sqft · 114 DOM

2721 VIA MURANO UNIT 322Sold · Mar ’26

$240,000

2721 VIA MURANO UNIT 322

2 bd · 2 ba · 1,230 sqft · $195/sqft · 103 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1012 PEARCE DRIVE UNIT 307 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1012 PEARCE DRIVE UNIT 307 — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1012 PEARCE DRIVE UNIT 307 FAQs

What would the monthly payment be for 1012 PEARCE DRIVE UNIT 307?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,344/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1012 PEARCE DRIVE UNIT 307?+

The most recent tax bill on record (2025) was $1,305. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1012 PEARCE DRIVE UNIT 307?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $169,900, this home is listed about 38% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1012 PEARCE DRIVE UNIT 307?+

Oak Grove Middle School (middle), Plumb Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the CLEARWATER 33764 market on paper

$169,900 is 23% below the CLEARWATER 33764 median of $219,900, and at $142/sqft it sits under the Clearwater average of $275.

02Time on market is leverage

165 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Oak Grove Middle School, Plumb Elementary School, Clearwater High School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $209,000, now $169,900 — a $39K cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Ervis Muso. MLS #TB8477789.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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