1724 MIRA LAGO CIRCLE, RUSKIN, FL, 33570
Active1 days on marketListed Aug 13, 2026MLS #TB8536275
About this home
1724 MIRA LAGO CIRCLE
STUNNING LAKE VIEWS! Welcome to this beautifully maintained 4-bedroom, 2-bath home with a spacious 3-car garage, located at 1724 Mira Lago Circle in the gated community of Mira Lago West in Ruskin. Built in 2007 and offering approximately 2,045 square feet of living space, this exceptional home combines comfortable Florida living with thoughtful updates and an outstanding waterfront setting. From the moment you enter, you’ll appreciate the pride of ownership and meticulous care throughout. The open and inviting living spaces feature newer luxury vinyl plank flooring throughout the primary living areas, ceramic tile in all wet areas, and carpet in the bedrooms. Ceiling fans are featured in all bedrooms and main living areas. The spacious main gathering area is perfect for family and entertaining, highlighted by a unique custom-built entertainment wall designed to accommodate up to a 60-inch flat-screen TV and sound system. Large living spaces and the beautiful lake backdrop create a welcoming environment for both everyday living and entertaining. The spacious primary suite provides a wonderful private retreat, featuring a large walk-in closet plus additional closet space in the en-suite bathroom. The primary bath includes dual vanities, his-and-hers medicine cabinets, and a recently upgraded walk-in shower. Step outside to your fully fenced backyard and enjoy the tranquil lake views—an especially attractive feature for relaxing, entertaining, or simply enjoying the beautiful Florida surroundings. Numerous major improvements provide valuable peace of mind, including a new roof with warranty (9/2021), complete A/C replacement (5/2022), new exterior paint (9/2023), and new water heater (2024). Located in the desirable gated Mira Lago West community, this home is conveniently situated near major shopping, restaurants, healthcare facilities, schools, and major roadways, while offering the peaceful atmosphere of a well-established residential community. A meticulously maintained home, beautiful lake setting, extensive recent improvements, and a 3-car garage—this is a property you won’t want to miss.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,045
Sqft
0.23 ac
Lot size
3
Garage
2007
Year built
One
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,410 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,410/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.4%
Days on market
1 vs 53 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
The numbers that matter
The Ruskin market
$315K → $330K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the Ruskin median. See the full Ruskin market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1724 MIRA LAGO CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1724 MIRA LAGO CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1724 MIRA LAGO CIRCLE FAQs
What would the monthly payment be for 1724 MIRA LAGO CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,410/mo — principal and interest, the actual property-tax bill, the $98/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1724 MIRA LAGO CIRCLE?+
The association fee works out to $98 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1724 MIRA LAGO CIRCLE?+
The most recent tax bill on record (2025) was $6,300. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1724 MIRA LAGO CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $415,000, this home is listed about 19% above the Ruskin median of $350,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$415,000 runs 19% above the Ruskin median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Ruskin market that averages 53 — if it fits, move quickly.
Listing courtesy of 27NORTH REALTY · Darlene Colombo. MLS #TB8536275.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ruskin homes, in your inbox
Like 1724 MIRA LAGO CIRCLE but not quite? A daily digest of every new listing in Ruskin — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Cindy to ping you on any price or status change →