805 W COLLEGE AVENUE, RUSKIN, FL, 33570
Active2 days on marketListed Aug 10, 2026MLS #TB8537012
About this home
805 W COLLEGE AVENUE
Virtually Staged. MOTIVATED SELLER-PRICED ADJUSTED FOR MINOR REHAB - Welcome to 805 W College Ave, a charming Ruskin home offering the perfect blend of comfortable indoor living and Florida outdoor enjoyment. This well-maintained 3-bedroom, 2-bath residence sits on an oversized lot with plenty of room for your boat, RV, toys, pets, and gardening projects—and there’s no HOA or CDD! Inside, you’ll find an inviting open floor plan highlighted by vaulted/cathedral ceilings, a spacious family room, separate formal living and dining areas, and a well-appointed kitchen featuring solid wood cabinetry, stone countertops, and stainless-steel appliances. The split-bedroom layout provides privacy, while the generously sized primary suite offers dual closets and a private ensuite bath with a beautifully tiled walk-in shower. Step outside and enjoy your own private Florida retreat. The screened lanai overlooks a sparkling heated, in-ground pool and spacious fenced backyard, creating an ideal setting for entertaining, relaxing, or enjoying year-round outdoor living. A large deck and additional storage shed provide even more versatility. The attached 2-car garage offers convenient parking and storage, while the oversized 90' x 135' lot provides exceptional space that is hard to find. Conveniently located in Ruskin with easy access to I-75, US 41, area dining, shopping, parks, and Tampa Bay-area destinations. Come experience the space, privacy, and Florida lifestyle this special property has to offer!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,644
Sqft
0.28 ac
Lot size
2
Garage
1977
Year built
One
Levels
$225
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,979 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,979/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−27.1%
$/sqft vs Ruskin actives
$225 vs $181
Days on market
2 vs 53 typical
Where $225/sqft sits among the 280 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
Ruskin City — neighborhood snapshot
Population
2,490
Median age
42
Median income
$70,544
Median home value
$268,770
Avg household
3
Households w/ children
290
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$315K → $330K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
141 of 280
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 805 W COLLEGE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$299,900
609 4TH AVENUE SW · same community
3 bd · 1.5 ba · 1,496 sqft · $200/sqft · 167 DOM
Sold · Jan ’26$245,000
402 8TH STREET SW · same community
2 bd · 2 ba · 1,298 sqft · $189/sqft · 239 DOM
Sold · Mar ’26$387,500
602 10TH STREET SW · same community
3 bd · 3 ba · 2,085 sqft · $186/sqft · 100 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 805 W COLLEGE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 805 W COLLEGE AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
805 W COLLEGE AVENUE FAQs
What would the monthly payment be for 805 W COLLEGE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,979/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 805 W COLLEGE AVENUE?+
The most recent tax bill on record (2025) was $5,730. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 805 W COLLEGE AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $370,000, this home is listed about 6% above the Ruskin median of $349,950. The market section on this page shows how the area is trending.
Which schools are assigned to 805 W COLLEGE AVENUE?+
Thompson Elementary (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Michael Eddings. MLS #TB8537012.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ruskin homes, in your inbox
Like 805 W COLLEGE AVENUE but not quite? A daily digest of every new listing in Ruskin — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Cindy to ping you on any price or status change →