Cindy Fernandez
$1,3001 bd1 ba400 sqft$3 /sqft≈$169 /mo all-in ↓

150 E MADEIRA AVENUE UNIT 3, MADEIRA BEACH, FL, 33708

Active0 days on marketListed Aug 10, 2026MLS #TB8537379

✦ Priced 100% below the MADEIRA BEACH 33708 medianApartmentNORTH MADEIRA SHORES

About this home

150 E MADEIRA AVENUE UNIT 3

Cozy Beachside Living – Steps from Madeira Beach! Live where others vacation! This charming, newly updated apartment is just two blocks from the sand and surf of Madeira Beach and offers a unique opportunity to enjoy the beach lifestyle year-round. We’re just putting the final touches on the space, so it’ll be move-in ready very soon! Available for annual lease starting June 1, 2025, this first-floor unit includes a partitioned room that can function as a cozy bedroom. The interior features fresh paint and tile flooring throughout, along with a brand-new kitchen complete with crisp white shaker cabinets and new appliances. The updated bathroom includes a walk-in shower and clean, modern finishes. Nestled in one of the Gulf Coast’s most walkable and lively communities, you’ll be within walking distance of restaurants, entertainment, shops, public beaches, and local transportation. Whether you're spending the day on the sand or enjoying the sunset from a local patio, this is beachside living at its best. Water, sewer, and trash are included in the rent. Tenant pays an additional $100/month for electric and is responsible for cable/WiFi. One small, quiet pet may be considered with an additional deposit. First, last, and security deposit required. Don't miss your chance to enjoy coastal charm, convenience, and comfort—all just steps from the beach!

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

400

Sqft

0.08 ac

Lot size

1949

Year built

One

Levels

$3

Per sqft

Pets allowed

Inside

FlooringTile
AppliancesElectric Water Heater · Range · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Solid Surface Counters
LaundryNone
CoolingWall/Window Unit(s)
HeatingWall Units / Window Unit

Outside & construction

ParkingDriveway

Community & fees

PetsYes

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$169 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$8
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$1
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $46Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $46
Interest rate6.00%
Loan term

Estimated payment

$169/mo

Principal & interest$8
FHA mortgage insurance (est.)$1
Est. property taxes$1
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Madeira Beach

Map of 150 E MADEIRA AVENUE UNIT 3

Drive times from this address

Downtown Tampa≈ 38 min
Tampa Int’l Airport (TPA)≈ 38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Madeira Beach. See the full Madeira Beach guide →

MADEIRA BEACH 33708 — neighborhood snapshot

Population

15,306

Median age

61.1

Median income

$83,773

Median home value

$463,700

Avg household

1.9

Households w/ children

600

For the school run

Pinellas County School District

ElementaryOrange Grove Elementary School★★★★★
MiddleOsceola Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Madeira Beach market

Seller’s marketBalanced — 6.6 months of inventoryBuyer’s market

$573K → $501K

Madeira Beach median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% below the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →

Paper trail

This home's history

Aug 10, 2026Listed at $1,300 · 0 days on market since
1949Built · NORTH MADEIRA SHORES

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 150 E MADEIRA AVENUE UNIT 3 — start here.

cindy@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 150 E MADEIRA AVENUE UNIT 3 — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

150 E MADEIRA AVENUE UNIT 3 FAQs

What would the monthly payment be for 150 E MADEIRA AVENUE UNIT 3?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $169/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 150 E MADEIRA AVENUE UNIT 3?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Madeira Beach?+

At $1,300, this home is listed about 100% below the Madeira Beach median of $725,000. The market section on this page shows how the area is trending.

Which schools are assigned to 150 E MADEIRA AVENUE UNIT 3?+

Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the MADEIRA BEACH 33708 market on paper

$1,300 is 100% below the MADEIRA BEACH 33708 median of $450,000, and at $3/sqft it sits under the Madeira Beach average of $764.

02Fresh on the market

Listed today in a Madeira Beach market that averages 104 — if it fits, move quickly.

03Strong assigned schools

Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of HR RENTALS & PROPERTY MANAGEMENT LLC · Amy Heckler. MLS #TB8537379.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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