9902 STEPHENSON DRIVE, NEW PORT RICHEY, FL, 34655
Active1 days on marketListed Aug 12, 2026MLS #TB8538301
About this home
9902 STEPHENSON DRIVE
COMPLETELY REMODELED 3/2 in the established and quaint community of Fairway Springs! This Trinity area location is ideal and close to absolutely everything. OPEN FLOORPLAN greets you with neutral colors throughout, fireplace in the living room and a 3 panel sliding glass door to your enclosed patio with a fenced in backyard. Kitchen has stone countertops, wood cabinets and seating for around the bar. Breakfast nook is light and bright with bay windows! Home has updated touches throughout with deco walls and wainscoting. Primary bedroom is its own retreat with updated bathroom ensuite. ENJOY THIS PRIME LOCATION in a great school zone, low taxes and low HOA. Subdivision has its own clubhouse and community pool. ROOF is 2024 HVAC 2019.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,677
Sqft
0.18 ac
Lot size
2
Garage
1985
Year built
One
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,004 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,004/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.1%
$/sqft vs New Port Richey actives
$226 vs $203
Days on market
1 vs 53 typical
Where $226/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34655 — neighborhood snapshot
Population
47,696
Median age
45.7
Median income
$85,107
Median home value
$353,000
Avg household
2.53
Households w/ children
5,515
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $260K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
245 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the NEW PORT RICHEY 34655 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 9902 STEPHENSON DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$375,000
9803 MIDDLECOFF DRIVE · same community
3 bd · 2 ba · 1,677 sqft · $224/sqft · 6 DOM
Sold · Apr ’26$385,000
3713 SARAZEN DRIVE · same community
3 bd · 2 ba · 1,677 sqft · $230/sqft · 8 DOM
Sold · Feb ’26$385,000
9909 MIDDLECOFF DRIVE · same community
3 bd · 2 ba · 1,677 sqft · $230/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9902 STEPHENSON DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9902 STEPHENSON DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9902 STEPHENSON DRIVE FAQs
What would the monthly payment be for 9902 STEPHENSON DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,004/mo — principal and interest, the actual property-tax bill, the $32/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9902 STEPHENSON DRIVE?+
The association fee works out to $32 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9902 STEPHENSON DRIVE?+
The most recent tax bill on record (2025) was $4,963. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9902 STEPHENSON DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $379,000, this home is listed about 33% above the New Port Richey median of $284,450. The market section on this page shows how the area is trending.
Which schools are assigned to 9902 STEPHENSON DRIVE?+
Trinity Oaks Elementary School (elementary), Seven Springs Middle School (middle), James W. Mitchell High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$379,000 runs 18% above the NEW PORT RICHEY 34655 median — but at 1,677 sqft it's also 22% larger than the typical New Port Richey listing.
02Fresh on the market
Only 1 day on market in a New Port Richey market that averages 53 — if it fits, move quickly.
03Strong assigned schools
Trinity Oaks Elementary School, Seven Springs Middle School, James W. Mitchell High School — Seven Springs Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of GIONTA REALTY GROUP LLC · Ann Gionta. MLS #TB8538301.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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