115 BETSY ROSS PLACE, SATSUMA, FL, 32189
Active41 days on marketListed Jun 28, 2026MLS #V4949796
About this home
115 BETSY ROSS PLACE
Experience the peace and privacy of country living in this brand-new 2026 manufactured home, perfectly situated on 1.10 wooded acres at the end of a quiet dead-end road in Satsuma, Florida. Tucked away from the road down a private driveway, this never-lived-in home offers a serene setting surrounded by nature. Featuring over 1,800 square feet of living space, this spacious home includes 4 bedrooms and 2 bathrooms with a desirable split-bedroom floor plan designed for comfort and functionality. Enjoy beautiful wooded views from every window. Everything is BRAND NEW, including the home, septic system, and HVAC, Roof, providing peace of mind and years of low-maintenance living. The dining area features a sliding glass door that overlooks the private backyard, creating the perfect place to enjoy your morning coffee or unwind in the evening while listening to the sounds of nature and watching local wildlife in your own backyard. Located in the quiet community of Satsuma, this property offers a wonderful blend of privacy and convenience. You're just minutes from the scenic St. Johns River, famous for boating, kayaking, and some of Florida's best freshwater fishing in an area recognized as the Bass Capital of the World. The waterfront town of Welaka is only about 10 minutes away, offering public boat ramps, parks, and local dining, while Palatka is approximately 20 minutes away with shopping, restaurants, medical facilities, and everyday conveniences. Whether you're looking for a peaceful retreat, a full-time residence, or a place to enjoy Florida's abundant outdoor recreation, this brand-new home offers the perfect combination of modern comfort and natural beauty.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,813
Sqft
1.1 ac
Lot size
2026
Year built
One
Levels
$148
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,876 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,876/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs ST JOHNS RIVERSIDE ESTATES
$148 vs $187
Days on market
41 vs 19 typical
Where $148/sqft sits among the 10 homes for sale in ST JOHNS RIVERSIDE ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Satsuma
Get to know Satsuma. See the full Satsuma guide →
SATSUMA 32189 — neighborhood snapshot
Population
5,527
Median age
53.4
Median income
$42,566
Median home value
$118,200
Avg household
2.04
Households w/ children
551
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Satsuma market
$131K → $454K
Satsuma median sold, yr/yr
93.4%
Sale-to-list ratio (12 mo)
4 of 10
ST JOHNS RIVERSIDE ESTATES have cut their price
Median sold price, Satsuma, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1243% above the SATSUMA 32189 median. See the full Satsuma market guide →
Paper trail
This home's history
Reality check
What actually sold near 115 BETSY ROSS PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$260,000
101 COLEMAN PLACE · same community
4 bd · 2.5 ba · 1,890 sqft · $138/sqft · 45 DOM
Sold · Nov ’25$145,000
111 RALEIGH AVENUE · same community
4 bd · 2 ba · 1,890 sqft · $77/sqft · 271 DOM
Sold · Oct ’25$125,000
107 RIVERSIDE TRAIL · same community
4 bd · 2.5 ba · 1,620 sqft · $77/sqft · 118 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 115 BETSY ROSS PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 115 BETSY ROSS PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
115 BETSY ROSS PLACE FAQs
What would the monthly payment be for 115 BETSY ROSS PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,876/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 115 BETSY ROSS PLACE?+
The most recent tax bill on record (2025) was $241. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 115 BETSY ROSS PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Satsuma?+
At $268,000, this home is listed about 11% above the Satsuma median of $241,500. The market section on this page shows how the area is trending.
Which schools are assigned to 115 BETSY ROSS PLACE?+
Browning-Pearce Elementary School (elementary), Palatka Junior - Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$268,000 runs 1243% above the SATSUMA 32189 median — but at 1,813 sqft it's also 27% larger than the typical Satsuma listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
41 days on market against a Satsuma median of 19 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Debby Sommer. MLS #V4949796.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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