Cindy Fernandez
$649,0004 bd3 ba2,702 sqft$240 /sqft$4,144 /mo all-in ↓

527 COLONIAL DRIVE, BROOKSVILLE, FL, 34601

Active0 days on marketListed Aug 6, 2026MLS #W7888164

Private poolSingle Family ResidenceOAK TRAIL

About this home

527 COLONIAL DRIVE

Virtually Staged. Stately Pool Home in Historic Downtown Brooksville Welcome to this exceptional custom-built home nestled beneath the majestic canopy of one of Brooksville's most desirable historic streets. Situated on nearly half an acre, this beautifully maintained residence is only on its third owner and offers a rare combination of timeless craftsmanship, modern convenience, and an unbeatable location. Constructed of solid masonry brick, this true four-bedroom, three full bathroom home offers generous living spaces designed for both comfortable everyday living and making precious memories. The oversized two-car garage provides abundant storage, while the inviting fireplace creates a warm and welcoming focal point. Step outside to discover your own private oasis featuring a sparkling screened-in swimming pool, a fully fenced backyard, and mature landscaping and privacy trees, and hedges that perfectly complements the beauty of the surrounding oak trees. Located within walking distance of multiple schools and just minutes from downtown Brooksville, you'll enjoy easy access to local boutiques, restaurants, coffee shops, live entertainment, and the city's beloved year-round festivals and community events. Property highlights include: * True four-bedroom, three full bathrooms floor plan * Oversized two-car garage * Custom-built construction * Solid masonry brick exterior * Screened swimming pool * Fully fenced backyard * Wood-burning fireplace * Nearly half-acre homesite * Mature oak trees and established landscaping * Prime historic downtown Brooksville location * Walking distance to schools, shopping, dining, and entertainment * Only the third owner of this remarkable home Opportunities to own a custom home of this caliber in historic downtown Brooksville are becoming increasingly rare. If you've been searching for character, quality construction, privacy, and location, you've just found it. **Keywords optimized for search:** Downtown Brooksville home for sale, Brooksville pool home, historic Brooksville real estate, four-bedroom home with pool, masonry home in Brooksville, fenced yard, custom home in Hernando County.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,702

Sqft

0.4 ac

Lot size

2

Garage

1977

Year built

Two

Levels

$240

Per sqft

Private poolFireplace

Inside

FlooringCarpet · Luxury Vinyl · Other · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Chair Rail · PrimaryBedroom Upstairs · Solid Surface Counters · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBrick
FoundationSlab
FacesNorth
ExteriorGarden · Private Yard

Community & fees

Taxes (2025)$2,864/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,144 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,502
PMI (est., until 20% equity)$243
Property tax — 2025 actual bill$239
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,900
Interest rate6.00%
Loan term

Estimated payment

$4,144/mo

Principal & interest$3,502
PMI (est., until 20% equity)$243
Property taxes (actual bill)$239
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $649K
$469KedgeAI estimate $580,465 · range $489K$810K$842K

vs edgeAI estimate

+11.8%

Days on market

0 vs 54 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oak Trail

Map of 527 COLONIAL DRIVE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)61 min
Downtown Tampa63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Brooksville. See the full Brooksville guide →

Oak Trail — neighborhood snapshot

Population

253

Median age

38

Median income

$54,757

Median home value

$153,900

Avg household

3

Households w/ children

39%

For the school run

Hernando County School District

ElementaryBrooksville Elementary School★★★★
MiddleD. S. Parrott Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Brooksville market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$300K$295K

Brooksville median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 77% above the BROOKSVILLE 34601 median. See the full Brooksville market guide →

Paper trail

This home's history

Aug 6, 2026Listed at $649,000 · 0 days on market since
1977Built · OAK TRAIL

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 527 COLONIAL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 527 COLONIAL DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

527 COLONIAL DRIVE FAQs

What would the monthly payment be for 527 COLONIAL DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,144/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 527 COLONIAL DRIVE?+

The most recent tax bill on record (2025) was $2,864. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Brooksville?+

At $649,000, this home is listed about 92% above the Brooksville median of $338,000. The market section on this page shows how the area is trending.

Which schools are assigned to 527 COLONIAL DRIVE?+

Brooksville Elementary School (elementary), D. S. Parrott Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$649,000 runs 77% above the BROOKSVILLE 34601 median — but at 2,702 sqft it's also 47% larger than the typical Brooksville listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Listed today in a Brooksville market that averages 54 — if it fits, move quickly.

Listing courtesy of CENTURY 21 ALLIANCE REALTY · Lorenzo Canale. MLS #W7888164.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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